It was the end of the month and while you are making your household financial report, you notice that you lost track on your expenses, which goes way out of your budgeting plan and leave you with little or no money to save. What you need is household expenses tracker program that will keep you in track for every little spending that you or your family have. Basically, the tracker program is another version of budgeting program that you already have, but in this case you work specifically for the expenses.
You can use the household expenses tracker daily or weekly. You can make it on your own with excel worksheet where you can enter your monthly expanses plan and make the reality expense in another worksheet. Enter the daily expenses such as shopping, car oil, and student fees along with the payment method (card or cash). Make one worksheet for each month and never forget to write down every single expense that you or your family make.
At the end of the month, calculate it and see how much money that you have spent for the whole month. Compare it to the expenses plan and see where things go wrong or not according to plan. The household expenses tracker allows you to evaluate you budget plan and you can see in which area that you spend your money for unnecessary things. Using this way, you can arrange your next month expenses to something that is realistic and even contribute extra money for your saving.